Introducing our Saver plans

The problem

Premiums have been going up year over year - even on plans that are compatible with tax advantaged opportunities like Health Savings Accounts.

The Solution

Decent is. We’re resetting the HSA compatible plan market by offering the lowest ACA compliant plan options in Texas that are compatible with an HSA.

The stretch-your-dollar plan

The Saver plans

Monthly premium for a 30 year old employee
$225.90 - $304.48 per month total premium
Unlimited primary care visits
Free
Preventative care screenings and procedures
Free
Individual medical deductible
$4,250 - $6,900*
Individual out of pocket max
$4,250 - $6,900*
Emergency room visits
Full price until deductible is hit
Urgent care
Full price until deductible is hit
Emergency medical transportation
Full price until deductible is hit
Specialist visits
Full price until deductible is hit
Mental health office visit
Full price until deductible is hit
X-rays & diagnostic imaging
Full price until deductible is hit
MRIs & Advanced Imaging
Full price until deductible is hit
Outpatient Facility
Full price until deductible is hit
Outpatient Professional
Full price until deductible is hit
Inpatient Hospital
Full price until deductible is hit
Preventive medications
$15 copay
Generic drugs
Full price until deductible is hit
Preferred drugs
Full price until deductible is hit
Non-preferred brand drugs
Full price until deductible is hit
Specialty drugs
Full price until deductible is hit

*Details contingent on which Saver plan is selected. To see the full suite available to you, get a quote.

Primary care reimagined

Our plans are the first major medical policies built around Direct Primary Care. You’ll have the choice between our in person and remote options. Here’s what that means for you:

Free in-person primary care

Free virtual primary care

FREE: Unlimited in-office visits with our primary care physician

FREE: Unlimited remote visits with your primary care doctor

FREE: 24/7 phone access with your primary care doctor

FREE: Maintaining the same, US based doctor

FREE: Most all additional procedures that happen in your Direct Primary Care Physician’s office

FREE: Getting the referrals and/or prescriptions you need from your own home

Save about $50 per month on your monthly premiums per person with our virtual options.

Need to know a little more about Direct Primary Care before deciding?

Here's why it's so special

A network with names you'll recognize:

The best brands in health care in Central Texas teamed up with Decent to give you the top doctors, specialists, and facilities.

See the whole network

Don't see a name you'd like to? Email your thoughts to support@decent.com and we'll work to bring them in-network.

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