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Get to know our Decent Plans
Get what you paid for, instead of less every year.
Decent Zero
No deductible, no copays, no coinsurance or other hidden fees when you choose preferred care and Rx options.
- Care is coordinated by your DPC and/or Decent's Care Navigation team
- This care is preferred and it's free to you
- Non-preferred care is subject to a $3,000 individual/$6,000 family deductible
CoMPARE
Decent HSA
Unlimited preventive care visits, with free common services provided as part of your DPC membership.
- Lower monthly costs in a high deductible health plan (HDHP)
- Preferred care deductible is $6,500 individual/$13,000 family
- Save tax-free in a HSA for qualified medical expenses
CoMPARE
Compare plans
Compare Decent
Plans
In today’s world, being Decent is different. Our members get great coverage and service, without paying extra.
Preferred Care
Preventive Care
Sick Visits
Behavioral Health
Specialty Care
Surgery
Maternity
Hospital
Preferred Care Rx
Tier 1
Generic drugs
Generic drugs
Tier 2
Preferred and
brand name drugs
Preferred and
brand name drugs
Tier 3
Non-preferred
brand name drugs
Non-preferred
brand name drugs
High-Cost /
Specialty Drugs
Specialty Drugs
Decent Zero
Decent HSA
Free
Free
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
$0 copay
$0 copay after deductible is met
$0 copay
$0 copay after deductible is met
$0 copay
$0 copay after deductible is met
Plan pays 100%
50% coinsurance per prescription
up to $250
If member qualifies for prescription help program, cost share is waived
50% coinsurance per prescription
up to $250
If member qualifies for prescription help program, cost share is waived
Plan pays 100%
50% coinsurance per prescription
up to $250
If member qualifies for prescription help program, cost share is waived
50% coinsurance per prescription
up to $250
If member qualifies for prescription help program, cost share is waived
WHAT PEOPLE ARE SAYING
“We picked Decent health plans because of the price, but we were surprised and delighted to find that their coverage and service is also way better.”
"Decent is redefining health plans by putting DPC at the core. Their deep expertise translates into an unparalleled experience for DPC practices like ours."
“The team at Decent has built an offering that is desperately needed. They have constructed the plan with highly respected partners in our industry, and I am excited to bring this offering to our clients."
“Our employees are saving money and getting care at a personal level. The difference between Decent and everything else we’ve tried is night and day.”
Transparency is Decent
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You have questions. We have answers.
Q&A
FREQuently asked questions
1
What is Decent?
What is Decent?
1
What is the Direct Primary Care model?
What is the Direct Primary Care model?
1
How does DPC work in a Decent plan?
How does DPC work in a Decent plan?
1
Why are Decent plans built around the DPC model?
Why are Decent plans built around the DPC model?
1
What if I don’t use a DPC?
What if I don’t use a DPC?
1
What group sizes does Decent serve?
What group sizes does Decent serve?
1
What geographies does Decent serve?
What geographies does Decent serve?
1
What sets Decent apart from other health plan options in the market?
What sets Decent apart from other health plan options in the market?
1
