Save money while getting even better coverage

Be a health insurance hero for your employees with Decent

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Meet your team's favorite health insurance plans

We launched ACA-compliant health insurance plans priced at 35% below market with a Net Promoter Score 5x the industry average. Here's what you'll love:

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Free concierge
primary care

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$0 medical
deductible plans

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Austin, TX-based
support team

A passion for affordability...

Our revolutionary structure allows us to offer small businesses comprehensive plans at prices closer to those previously only enjoyed by large self funded company plans.

Meets an obsession with member experience

Imagine how your insurance company would treat you if they weren’t, well, your insurance company. Our Austin based customer service team is obsessed with resetting what you expect from your health insurance.

The future of primary care, today

Decent’s Direct Primary Care options are designed to keep your staff healthier than they’ve ever been.

They’ll never pay anything out of pocket to see their doctor, have 24/7 access to them remotely, and typically have access to half hour long same day appointments.

Learn more about direct primary care

This was my first time ever doing a video visit with a doctor. It was so easy. I’m glad I don’t have to travel to a clinic, sit in the waiting room, and get exposed to sick people anymore.

-Nathan

For three years we didn’t have insurance as it is so expensive. Then we found Decent - it is better than the market at half the price.

-Tiffini

This is really the future of medicine. I saw my dedicated doctor online. My doctor is very responsive and helpful and being able to see them virtually saves me time.

-Amanda

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A network you'll love

We built Decent's network in a way that extends the best care options available to our members, with reasonable rates.

We're Texas statewide with aims of being a lot larger in the near future. Take a look at some of our name brand provider networks below:

A passion for affordability...

Decent has rethought health insurance from the bottom up in order to get you the best pricing in the market for ACA-compliant plans.

Our revolutionary structure allows us to offer small businesses comprehensive plans at prices closer to those previously only enjoyed by large self-funded company plans.

DFW

  • Medical City
  • Methodist
  • Concentra
  • Carenow Urgent Care

Austin

  • HCA St. David's
  • Austin Regional Clinic
  • Austin Diagnostic Clinic
  • Carenow Urgent Care

San Antonio

  • Christus
  • Methodist
  • Children's Hospital of San Antonio

Houston

  • Memorial Hermann
  • Children's Memorial Hermann
  • HCA Houston Healthcare
  • Women's Hospital
  • Texas Ortho Hospital

Decode the jargon

Confused by odd health insurance terminology?

Here's our guide to the lingo.

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FAQs

What do Decent plan names mean?

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What happens if my employees travel outside of Decent’s Texas service area?

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Which plans should I pick for my employees?

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What is the minimum premium contribution rate required to enroll in a Decent employer plan?

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How is Decent’s Direct Primary Care (DPC) model different from other primary care?

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What is the difference between age-banded and composite rates?

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