2022 Health Plan Documents
Plan Documents are legal documents that contain important information about your health plan benefits and coverage. They tell you what is covered and excluded under your plan, who is eligible for benefits, and much more.
If you have any questions about your plan documents or benefits, contact Decent customer service.
Summary of Benefits and Coverage Documents (SBCs)
A Summary of Benefits and Coverage (SBC) document is an easy-to-read plan summary that lets you compare costs and coverage between Decent health plans.
Make sure to choose the correct plan document that matches the plan that you are enrolled in below.
Zero 60 Plan
Zero 70 Plan
Zero 80 Plan
Zero 90 Plan
Zero Truly Plan
Member Plan Documents (MPDs)
A Member Plan Document (MPD) is a detailed document that discusses your rights as a plan participant and Decent’s responsibilities as the plan administrator. It includes detailed information about your plan’s benefits, exclusions, coverage requirements, who is eligible, how to appeal a claim, and other important information.
Make sure to choose the correct industry below that matches the job you have your Decent coverage through.
Summary Plan Descriptions (SPDs)
A Summary Plan Description (SPD) is required for health plans under the Employee Retirement Income Security Act of 1974 (ERISA). The SPD covers high-level information including your plan’s structure, how it is funded and administered, who is eligible, and other important claims procedures. The SPD, combined with the MPD, make up your entire Summary Plan Description.
2022 Dental, Vision, and Life Insurance Plan Documents
You may be enrolled in other optional coverages such as dental, vision, or life insurance. Below are the plan summaries and certificates of coverage for these optional plans administered by MetLife.
Make sure to choose the correct plan option that you are enrolled in.
Dental Insurance Plan Documents
Vision Insurance Plan Documents
Life Insurance Plan Documents
Basic Life Option 1:
Basic Life Option 2:
Basic Life Option 3:
Basic Life Option 4:
Supplemental Life, Dependent Life, and AD&D: