Get to know our Decent Plans

Get what you paid for, instead of less every year.

Decent Zero

No deductible, no copays, no coinsurance or other hidden fees when you choose preferred care and Rx options.
  • Care is coordinated by your DPC and/or Decent's Care Navigation team
  • This care is preferred and it's free
  • Non-preferred care is subject to a $3,000 individual /$6,000 family deductible
CoMPARE

Decent HSA

Unlimited preventive care visits, with free common services often provided as part of your DPC's offering.
  • Lower monthly costs in the form of low premiums
  • $6,500 individual /$13,000 family
  • preferred care deductibleSave tax-free in an HSA for qualified medical expenses
CoMPARE

Our network has you covered.

Get what you paid for, instead of less every year.

two kids riding on bikes
how it works

Finally, a Decent plan

In today’s world, being Decent is different. Our members get great coverage and service, without paying extra. Here’s how it works:

We match you with a dedicated Direct Primary Care Provider (DPC)

We’ll help schedule all the appointments you need, often same or next day

Get your care for free. No deductible, no copays, no coinsurance.

Your DPC provider provides most of your care and coordinates the rest

everything you need

Employees who let their DPC guide their care get all care for $0 out of pocket

Members who choose preferred options get all care for $0 out of pocket:
Non-preferred care
Preferred care
Preferred care
Free
Cost sharing after $3000 deductible
Behavioral Health
Free
Cost sharing after $3000 deductible
Specialty Care
Free
Cost sharing after $3000 deductible
Surgery
Free
Cost sharing after $3000 deductible
Maternity
Free
Cost sharing after $3000 deductible
Hospital
Free
Cost sharing after $3000 deductible
Rx
Free
Cost sharing
dog at the beach
DECENT VS TRADITIONAL PLANS

No deductible, no copays, no coinsurance or other hidden fees when your DPC coordinates your care. No asterisks.

See how Decent compares:

Sick visit

Prescriptions

Mental health visits

See how Decent compares:
Decent
Free
Free
Free
Traditional Plan
$50-$100
$50-$100
$50-$100
Compare plans

Compare Decent
Plans

In today’s world, being Decent is different. Our members get great coverage and service, without paying extra.

Preferred Care
Preventive Care
Sick Visits
Behavioral Health
Specialty Care
Surgery
Maternity
Hospital
Preferred Care RX
Tier 1
Generic Drugs
Tier 2
Preferred and
brand name drugs
Tier 3
Non-preferred
brand name drugs
High-Cost /
Specialty Drugs
Decent Zero
Decent HSA
Free
Free
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
$0 copay
$0 copay after deductible is met
$0 copay
$0 copay after deductible is met
$0 copay
$0 copay after deductible is met
Plan pays 100%
50% coinsurance per prescription
up to $250

If member qualifies for prescription help program, cost share is waived
Plan pays 100%
50% coinsurance per prescription
up to $250

If member qualifies for prescription help program, cost share is waived
WHAT PEOPLE ARE SAYING
Mary Haskett

“We picked Decent health plans because of the price, but we were surprised and delighted to find that their coverage and service is also way better.”

Mary Haskett
Co-Founder and CEO of Blink Identity
Dr. Ben Aiken

"Decent is redefining health plans by putting DPC at the core. Their deep expertise translates into an unparalleled experience for DPC practices like ours."

Dr. Ben Aiken
Founder, CEO & Family Physician at Lantern Health
Taylor Rogers

“The team at Decent has built an offering that is desperately needed. They have constructed the plan with highly respected partners in our industry, and I am excited to bring this offering to our clients."

Taylor Rogers
Executive Vice President, Employee Benefits at CCIG
Garrett Gibbons

“Our employees are saving money and getting care at a personal level. The difference between Decent and everything else we’ve tried is night and day.”

Garrett Gibbons
Head of Operations at Fox Robotics

Transparency is Decent

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You have questions. We have answers.

Q&A
FREQuently asked questions
1

What is Decent?

1

What is the Direct Primary Care model?

1

How does DPC work in a Decent plan?

1

Why are Decent plans built around the DPC model?

1

What if I don’t use a DPC?

1

What group sizes does Decent serve?

1

What geographies does Decent serve?

1

What sets Decent apart from other health plan options in the market?

1

What are my out of pocket costs?