Why we stand out
If you’re self-employed, finding health insurance shouldn’t be as complicated as brain surgery (leave that to our doctors).
Here’s why our health insurance plans might be right for you:
|Pathfinder Bronze Plan||Lonestar Bronze Plan||Trailblazer Silver Plan|
|Who is this plan best for?||Want to be covered in case something bad happens?||People who expect to use their insurance from time to time||People with families, medical conditions, or prescriptions|
|What’s going to be my favorite part?||Lowest premiums in Austin*||$0 medical deductible||Manageable copays for most everything|
|Unlimited, free in-person primary care with your doctor||Checked||Checked||Checked|
|Unlimited, free 24/7 telemedicine with your doctor||Checked||Checked||Checked|
|Uncapped benefits after hitting out of pocket max||Checked||Checked||Checked|
|Is “real health insurance”||Checked||Checked||Checked|
|Is there a VDPC option?||Checked||Checked||Checked|
|Immediate copays on services||Checked||Checked|
|Immediate copays on pharmaceuticals||Checked|
|Learn more||Learn more||Learn more|
*of any ACA compliant medal level plan - for nonsmokers under 40
Your very own dedicated physician-free
Customize your care to fit your needs. All of Decent's plans come with the option of unlimited free in-person primary care or unlimited free virtual primary care.
Here's how to decide which options are best for you:
- Unlimited office visits with your primary care doctor
- 24/7 phone access with your primary care doctor
- Preventative care screenings and procedures
- Any additional procedure that happens in your primary care physician's office
- Unlimited virtual visits with your primary care doctor
- Meet with the same doctor
- Get the referrals or prescriptions you need over the phone
Save about $50 per month on your monthly premiums per person.
$0 medical deductible bronze plan
Most bronze plans require you to hit a sizeable deductible before you gain access to copays on medical services. What if we changed that? Our Lonestar bronze plan is one of the first of its kind, a bronze plan without a medical deductible that gives out access to copays on day one. Know what you’re going to pay before getting the bill.
The silver lining in health insurance
Self-employed individuals looking for a Texas silver plan may want to consider Decent’s Trailblazer silver plan. This plan is designed specifically for freelancers to be affordable, comprehensive, and easy-to-understand. In addition to free primary care, you enjoy low or no copays for care before you’ve hit your deductible.
Our bronze plan takes first place
For those looking for a higher-deductible, higher out-of-pocket plan that has lower premiums, our Pathfinder bronze plan is the most affordable option. This simple and straightforward plan is a great fit for young and healthy freelancers and other self-employed individuals shopping at the bronze plan level. We want to keep you healthy so you can focus your energy on things that matter.
Save in seconds
Our year-round open enrollment means that if you see a quote you like, you can start signing up for superior insurance right now.