Get to know our Decent Plans
Decent Zero
- Care is coordinated by your DPC and/or Decent's Care Navigation team
- This care is preferred and it's free
- Non-preferred care is subject to a $3,000 individual /$6,000 family deductible
Decent HSA
- Lower monthly costs in the form of low premiums
- $6,500 individual /$13,000 family
- preferred care deductibleSave tax-free in an HSA for qualified medical expenses
Compare Decent
Plans
In today’s world, being Decent is different. Our members get great coverage and service, without paying extra.
Generic Drugs
Preferred and
brand name drugs
Non-preferred
brand name drugs
Specialty Drugs
50% coinsurance per prescription
up to $250
If member qualifies for prescription help program, cost share is waived
50% coinsurance per prescription
up to $250
If member qualifies for prescription help program, cost share is waived
Transparency is Decent
Get a quoteYou have questions. We have answers.
What is Decent?
Decent is a third-party administrator headquartered in Austin, Texas. We specialize in administering level-funded health plans for groups down to 5 employees, designed around the Direct Primary Care (DPC) model.
What is Decent?
At Decent, we build health plans around the most important relationship in healthcare: the one between you and your primary care provider. We specialize in administering level-funded health plans for groups down to 5 employees, designed around the Direct Primary Care (DPC) model.
What is the Direct Primary Care model?
Direct Primary Care (DPC) is a healthcare model that focuses on a direct relationship between patients and their primary care providers. Gaining tremendous popularity in recent years as a way to address some of the challenges in the traditional healthcare system and provide more patient-centric, value-based care. Typically patients pay a monthly fee or subscription directly to their primary care provider, however, with a Decent Health plan, DPC is included. No deductibles, no copays, no claims.
What is the Direct Primary Care model?
Direct Primary Care (DPC) is a healthcare model that focuses on a direct relationship between patients and their primary care providers. Gaining tremendous popularity in recent years as a way to address some of the challenges in the traditional healthcare system and provide more patient-centric, value-based care. Typically patients pay a monthly fee or subscription directly to their primary care provider, however, with a Decent Health plan, DPC is included. No deductibles, no copays, no claims.
How does DPC work in a Decent plan?
With a Decent plan, your care starts with seeing an in-network Direct Primary Care provider or DPC. Think of it like having a doctor in your family who will get to know you and your health. When you get your care through your DPC, it's free to you.
How does DPC work in a Decent plan?
WIth a Decent plan, your care starts with seeing an in-network Direct Primary Care provider or DPC. Think of it like having a doctor in your family who will get to know you and your health. When you get your care through your DPC, it's free to you.
Why are Decent plans built around the DPC model?
To provide better healthcare at a lower cost. Your DPC is paid to focus on you. This way, they can truly act as your quarterback of care.
The DPC model leads to healthier members. Healthier members mean Decent is able to administer health plans at a lower cost. That means lower costs and better care for all our members.
Why are Decent plans built around the DPC model?
To provide better healthcare at a lower cost. Your DPC is paid to focus on you. This way, they can truly act as your quarterback of care. The DPC model leads to healthier members. Healthier members mean Decent is able to administer health plans at a lower cost. That means lower costs and better care for all our members.
What if I don’t use a DPC?
If you seek care outside of a DPC, your Decent plan will still work like a good traditional health plan with a deductible. You can still get all of the coverage you need, but at additional cost.
If you continue to seek care that isn't coordinated through a Direct Primary Care provider (outside of your Pediatrician and OBGYN), your Decent plan offers the following standard coverage: decent.com/plan
What if I don’t use a DPC?
If you seek care outside of a DPC, your Decent plan will still work like a good traditional health plan with a deductible. You can still get all of the coverage you need, but at additional cost. If you continue to seek care that isn't coordinated through a Direct Primary Care provider (outside of your Pediatrician and OBGYN), your Decent plan offers the following standard coverage: decent.com/plan
What group sizes does Decent serve?
Decent serves groups with 5 or more employees. Our minimum group size varies based on state laws. There is no maximum group size.
What group sizes does Decent serve?
Decent serves groups with 5 or more employees. Our minimum group size varies based on state laws. There is no maximum group size.
What geographies does Decent serve?
Decent can serve employers and members nationwide.
What geographies does Decent serve?
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What sets Decent apart from other health plan options in the market?
Decent stands out as an innovative group health plan solution with its focus on the Direct Primary Care model, and a sincere commitment to providing the best rates and service. We're dedicated to creating a positive and unique experience for employers, members, and advisors. We may not be the best option for everyone, and we will tell you when we’re not.
What sets Decent apart from other health plan options in the market?
What are my out of pocket costs?
Members who choose preferred options can get all their care for free ($0 out of pocket). If you prefer to work with an out-of-network provider, you may, and a $3000 deductible, coinsurance, and Rx copays will apply.
See our plan page for more information: decent.com/plan