Why we stand out

If you’re self-employed, finding health insurance shouldn’t be as complicated as brain surgery (leave that to our doctors). 

Here’s why our health insurance plans might be right for you:

Unlimited, free in-person primary care with your doctor

Unlimited, free 24/7 telemedicine with your doctor

Uncapped benefits after hitting out of pocket max

Is “real health insurance”

Is there a VDPC option?

Immediate copays on services

Immediate copays on pharmaceuticals

What’s going to be my favorite part?

Lowest premiums in Austin*

$0 medical deductible

Manageable copays for most everything


Bronze Plan

Lonestar Bronze Plan

Trailblazer Silver Plan

Who is this plan best for?

Want to be covered in case something bad happens? 

People who expect to use their insurance from time to time

People with families, medical conditions, or prescriptions

*of any ACA compliant medal level plan - for nonsmokers under 40

Your very own dedicated physician-free 

Customize your care to fit your needs. All of Decent's plans come with the option of unlimited free in-person primary care or unlimited free virtual primary care.


Here's how to decide which options are best for you: 

Need to know a little more about Direct Primary Care before deciding?

Standard plan:

Virtual plans:

Preventative care screenings and procedures

any additional procedure that happens in your primary care physician's office

Save about $50 per month on your monthly premiums per person.

Get the referrals or prescriptions you need over the phone

Meet with the same doctor

Unlimited virtual visits with your primary care doctor

Unlimited office visits with your primary care doctor

24/7 phone access with your primary care doctor

$0 medical deductible bronze plan

Most bronze plans require you to hit a sizeable deductible before you gain access to copays on medical services. What if we changed that? 

Our Lonestar bronze plan is one of the first of its kind, a bronze plan without a medical deductible that gives out access to copays on day one. Know what you’re going to pay before getting the bill.

The silver lining in health insurance

Self-employed individuals looking for a Texas silver plan may want to consider Decent’s Trailblazer silver plan. This plan is designed specifically for freelancers to be affordable, comprehensive, and easy-to-understand. In addition to free primary care, you enjoy low or no copays for care before you’ve hit your deductible.

Our bronze plan takes first place

For those looking for a higher-deductible, higher out-of-pocket plan that has lower premiums, our Pathfinder bronze plan is the most affordable option. This simple and straightforward plan is a great fit for young and healthy freelancers and other self-employed individuals shopping at the bronze plan level. We want to keep you healthy so you can focus your energy on things that matter.

Save in seconds

Our year-round open enrollment means that if you see a quote you like, you can start signing up for superior insurance right now.

Team      Press Kit     Providers     FAQ

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Call us at: (512) 643-4173

We are open 9am - 5pm CST, Monday - Friday

1145 W 5th Street, Austin TX 78703

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