Pathfinder plan

Low monthly

premiums for the

self-employed in Austin 

Free access to a members-only primary care clinic 

You'll always see the same doctor. You'll have a relationship, not a transaction.

Take as much time as you need with your doctor. Instead of the standard 8-minute visit, you'll have up to an hour.

Unlimited free visits with your doctor whenever you need to help you stay healthy

Copays for only for the services you’ll actually use

$100 copay for labs

to help diagnose what’s wrong if you do get sick

$0 for any preventative care screenings

and procedures to make sure that you stay healthy

$15 copay or less for preventative medications

to help keep you well and maintain your health

$100 copay for x-rays

in case an accident happens

Decent plans do not charge more for pre-existing conditions

Here’s a full comparison between the Pathfinder plan and the next best priced bronze plan in Austin Texas

Monthly premium for nonsmokers (age 18-30)

Monthly premium for nonsmokers (age 30-40)

Monthly premium for nonsmokers (age 40 - 64)

Unlimited primary care visits

24/7 telemedicine access with your primary care provider

Preventative care screenings and procedures

Most anything at all handled by your primary care physician

Individual deductible

Individual out of pocket max

Emergency room visits

Urgent care

Specialist visits

Preventative drugs

Generic drugs

Preferred brand drugs

Specialty Drugs

Labs

Mental health office visits

MRIs & Advanced Imaging

Outpatient Professional

Physical, Occupational and Speech Therapy

X rays & Diagnostic Imaging

The Pathfinder Plan

$219.42 - $268.82

$275.00 - $308.90

$312.92 - $753.32

$7,900

$7,900

$0 after deductible

$0 after deductible

$0 after deductible

$15 copay 

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$100 copay

Next cheapest competition plan

$224.00 - $274.54

$278.47 - $309.63

$313.55 - $736.04

$0 after deductible

$0 after deductible

$0 after deductible

$7,900

$7,900

$0 after deductible

$75 copay

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

$0 after deductible

Have your doctor in your corner

At Decent, we think your health should be managed by you and your doctor, which is why every single interaction you have with your primary care provider is free. Also, they’ll be on call for you 24/7, acting as your coach and first round of defense should anything happen.

 

The Pathfinder plan is insurance that’s built to be used, so we decided to make the core part of it free.

Get a quote for a health plan built for your active lifestyle

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Call us at: (512) 643-4173

We are open 9am - 5pm CST, Monday - Friday

1000 East 8th Street, Austin, TX 78702

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