Introducing the
Lonestar plan
A bronze plan with no medical deductible
The most affordable plan that has day one copays on medical procedures.
Free access to a members-only primary care clinic
You'll always see the same doctor. You'll have a relationship, not a transaction.
Take as much time as you need with your doctor. Instead of the standard 8-minute visit, you'll have up to an hour.
Unlimited free visits with your doctor whenever you need to help you stay healthy
Monthly premium for nonsmokers (age 18-30)
Monthly premium for nonsmokers (age 30-40)
Unlimited primary care visits
24/7 telemedicine access with your primary care provider
Preventative care screenings and procedures
Individual medical deductible
Individual out of pocket max
Emergency room visits
Urgent care
Specialist visits
Individual prescription deductible
Generic drugs
Preferred brand drugs
Specialty Drugs
Labs
Mental health office visits
MRIs & Advanced Imaging
Outpatient Facility
Outpatient Professional
Physical, Occupational and Speech Therapy
Inpatient Hospital & Skilled Nursing Facility
X rays & Diagnostic Imaging
The Lonestar Plan
$239.37 - $300
$300 - $341.36
$0
$8,150
$1,000 copay
$100 copay
$85 copay
$5,500
$5 copay
Preferred: $25 copay
Non preferred: $200 copay
50% coinsurance after deductible
$50 copay
$50 copay
$200 copay
$1,000 copay
$300 copay
$85 copay
$3,000 copay
$50 copay
Next cheapest $0 medical deductible bronze plan
$291.21 - $362.02
$362.02 - $407.63
$50 copay
$0 copay
$0
$8,150
$1,000 copay
$100 copay
$90 copay
$5,500
Preferred: $3 copay
Non preferred: $25 copay
Preferred: $200 copay
Non preferred: 50% coinsurance after deductible
50% coinsurance after deductible
$50 copay
$50 copay
$200 copay
$1,000 copay
$300 copay
$90 copay
$3,000 copay
$90 copay
Have your doctor in your corner
At Decent, we think your health should be managed by you and your doctor, which is why every single interaction you have with your primary care provider is free. Also, they’ll be on call for you 24/7, acting as your coach and first round of defense should anything happen.
The Lonestar plan is insurance that’s built to be used, so we decided to make the core part of it free.
Get a quote for a new kind of bronze plan.
