We designed our health plans with Texas small businesses in mind. No silly metal tier names. No overwhelming list of details. No asterisks with tiny footnotes. That’s Decent.
$0 deductibles, free primary care, and low premiums
HSA-compatible plans with a broad primary care network
Who it’s a fit for?
Anyone mostly healthy, even if they’re somewhat accident prone
People interested in HSAs or with health situations that are a little complicated
Primary care:
Direct primary care - free care with providers like One Medical
Fully-covered after deductible
Deductible:
$0
$3,000individual
$6,000 family
Out of pocket max:
$4,500 - $8,150 individual / *$9,000 - $16,300 family
$3,000 individual
$6,000 family
Specialist referrals:
None required
None required
Specialist visits:
$35 - $85 copay
Fully-covered after deductible
Urgent care:
$35 - $100 copay
Fully-covered after deductible
Emergency room:
$250 - $500 copay
Fully-covered after deductible
There are four different versions of the Zero plan. The one you select ultimately affects your copays, and out-of-pocket max.
Interested in offering other employees benefits in addition to health insurance? We have you covered. From long and short-term disability insurance to 401k retirement packages, available to you with no additional fees.