Get to know our Decent Plans

Get what you paid for, instead of less every year.

Decent Zero

No deductible, no copays, no coinsurance or other hidden fees when you choose preferred care and Rx options.
  • Care is coordinated by your DPC and/or Decent's Care Navigation team
  • This care is preferred and it's free
  • Non-preferred care is subject to a $3,000 individual /$6,000 family deductible
CoMPARE

Decent HSA

Unlimited preventive care visits, with free common services often provided as part of your DPC's offering.
  • Lower monthly costs in the form of low premiums
  • $6,500 individual /$13,000 family
  • preferred care deductibleSave tax-free in an HSA for qualified medical expenses
CoMPARE
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Compare Decent
Plans

In today’s world, being Decent is different. Our members get great coverage and service, without paying extra.

Preferred Care
Preventive Care
Sick Visits
Behavioral Health
Specialty Care
Surgery
Maternity
Hospital
Preferred Care RX
Tier 1
Generic Drugs
Tier 2
Preferred and
brand name drugs
Tier 3
Non-preferred
brand name drugs
High-Cost /
Specialty Drugs
Decent Zero
Decent HSA
Free
Free
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
Free
Plan pays 100% after deductible is met
$0 copay
$0 copay after deductible is met
$0 copay
$0 copay after deductible is met
$0 copay
$0 copay after deductible is met
Plan pays 100%50% coinsurance per prescription up to $250.

If member qualifies for  prescription help program, cost share is waived
Plan pays 100%50% coinsurance per prescription up to $250 after deductible is met.

If member qualifies for  prescription help program, cost share is waived