Health insurance for just you or your family.
See every individual plan at your ZIP code, priced for your household. No account and no sales calls. When you’re ready, Nick, a licensed broker, helps you enroll.
- Who it's for
- People who buy their own coverage: the self-employed, early retirees, people between jobs, and business owners with no employees yet.
- What you see
- Every plan sold on the exchange at your ZIP code, with its insurance company, deductible and full monthly price for your household. A tax credit can lower that price, and Nick checks whether you qualify.
- Which prices
- 2027 prices for California and Washington, from the state. 2026 prices from CMS for most other states, until CMS publishes 2027 prices around November 1. Each result says which year it shows.
- When you can enroll
- Open enrollment for 2027 coverage runs from November 1, 2026, to January 15, 2027, in most states. Outside it, you need a life change such as losing other coverage, moving or having a baby.
- What it costs
- Nothing. Insurance companies pay Decent when you enroll through us, and the plan's price is the same either way.
Buying for a company too?
Decent compares every kind of group plan for teams, including allowances employees use to buy individual plans.