ACA-compliant health insurance for business

Why your employees will love Decent

$0 to see their primary care physician
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Get a whole lot for free

‍Your employees will never pay anything out-of-pocket to see their primary care doctor. Here’s how we do it.

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$0 medical deductible plans, and no referrals required
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People love our plans

‍Our plans have copays available on the first day of coverage, so your employees can get the care they need, and know what they’ll pay for it.

Dedicated humans that know you
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Customer care is our jam

You won’t be on your own with Decent. Your very own customer service rep is never more than a phone call, email, or chat away.

A win/win for employers

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Spend less on your health insurance

Decent's premiums are roughly 40% less than comparable fully-insured plans.

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Get happier employees

Our Net Promoter Score was 79 last year, health insurance companies average 14

See what it's like with Decent

Before finding Decent, Alex Blum, Founder of Applied Bioplastics in Austin, Texas, didn’t have health insurance because it was too expensive. He says without Decent, he would have had to shut down his company due to exorbitant costs from an unexpected illness. Making affordable health insurance available for small businesses is, well, decent.

Better Benefits + Better Service = Better Results

One of the secrets to truly affordable health insurance is by offering benefits that employees want and will use.

Free primary care appointments

That’s right — $0

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Speedy appointments

Same or next day appointments

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Longer appointments

Spend 30 minutes or more with your actual doctor
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Broad hospital & specialist network

with names you know
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Your own customer service rep

Your built-in healthcare teammate
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No referrals for in-network providers

Get the care you need with who you need it from
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Illustration of Texas with major metro areas highlighted

A network you'll love

We've worked hard to ensure that our members can sit down with the best providers in Texas. Here are some names in our network you'll recognize:

A network you'll love

We've worked hard to ensure that our members can sit down with the best providers in Texas. Here are some names in our network you'll recognize:

DFW

Medical City Hospitals
Methodist Hospitals
CPL & Labcorp
Carenow Urgent Care

Austin

HCA St. Davids
Austin Regional Clinic
Austin Diagnostic Clinic
Carenow Urgent Care

San Antonio

CHRISTUS Health
Methodist Hospital
Children’s Hospital of San Antonio

Houston

Memorial Hermann Health System
Womans Hospital of Texas
Children’s Memorial Hermann Hospital
HCA Houston Healthcare

See Our Network

See how it all comes together for Decent Homepage

Our Clients Save A Lot.
Really. Like Up to 35%

See how much you’ll save

“We picked Decent health insurance because of the price, but we were surprised and delighted to find that their coverage and service is way better than what we had before.”.

Mary Haskett,
‍Blink Identity
‍Austin, Texas

“Managing health benefits has always been terrible for our HR team and our employees. We switched to Decent and have been blown away by the level of care we’re receiving. Our employees are saving money and feel that they are getting care at a very personal, accessible level.”.

Garrett Gibbons
‍Fox Robotics
‍Austin, Texas

“Decent health insurance is affordable and my employees get direct primary care. It’s like a double whammy of awesomeness.”

Dr. Toby Hamilton
‍Hamilton Health Box
Houston, Texas

Health insurance actually worth the money

Why your employees will love Decent