Health insurance actually worth the money

Your team and your bank account will thank you. health insurance
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form. health insurance

Why your employees will love Decent

$0 to see their primary care physician

Get a whole lot for free

Your employees will never pay anything out-of-pocket to see their primary care doctor. Here’s how we do it.

$0 medical deductible plans, and no referrals required

People love our plans

Our plans have copays available on the first day of coverage, so your employees can get the care they need, and know what they’ll pay for it.

Dedicated humans that know you

Customer care is our jam

You won’t be on your own with Decent. Your very own customer service rep is never more than a phone call, email, or chat away.

Photo of image considering options

A win/win for employers

Icon of pricetag

Spend less on your health insurance

Decent's premiums are roughly 40% less than comparable fully-insured plans.

Icon of smiley face

Get happier employees

Our Net Promoter Score was 79 last year, health insurance companies average 14

See what it's like with Decent

Before finding Decent, Alex Blum, Founder of Applied Bioplastics in Austin, Texas, didn’t have health insurance because it was too expensive. He says without Decent, he would have had to shut down his company due to exorbitant costs from an unexpected illness. Making affordable health insurance available for small businesses is, well, decent.

Better Benefits + Better Service = Better Results

One of the secrets to truly affordable health insurance is by offering benefits that employees want and will use.

Free primary care appointments

That’s right — $0

Speedy appointments

Same or next day appointments

Longer appointments

Spend 30 minutes or more with your actual doctor

Broad hospital & specialist network

with names you know

Your own customer service rep

Your built-in healthcare teammate

No referrals for in-network providers

Get the care you need with who you need it from

Illustration of Texas with major metro areas highlighted

A network you'll love

We've worked hard to ensure that our members can sit down with the best providers in Texas. Here are some names in our network you'll recognize:

A network you'll love

We've worked hard to ensure that our members can sit down with the best providers in Texas. Here are some names in our network you'll recognize:


  • Medical City Hospitals
  • Methodist Hospitals
  • CPL & Labcorp
  • Carenow Urgent Care


  • HCA St. Davids
  • Austin Regional Clinic
  • Austin Diagnostic Clinic
  • Carenow Urgent Care

San Antonio

  • CHRISTUS Health
  • Methodist Hospital
  • Children’s Hospital of San Antonio


  • Memorial Hermann Health System
  • Womans Hospital of Texas
  • Children’s Memorial Hermann Hospital
  • HCA Houston Healthcare
See how it all comes together  for Decent Homepage

Our Clients Save A Lot.
Really. Like Up to 35%

“We picked Decent health insurance because of the price, but we were surprised and delighted to find that their coverage and service is way better than what we had before.”.

Mary Haskett,
Blink Identity
Austin, Texas

“Managing health benefits has always been terrible for our HR team and our employees. We switched to Decent and have been blown away by the level of care we’re receiving. Our employees are saving money and feel that they are getting care at a very personal, accessible level.”.

Garrett Gibbons
Fox Robotics
Austin, Texas

“Decent health insurance is affordable and my employees get direct primary care. It’s like a double whammy of awesomeness.”

Dr. Toby Hamilton
Hamilton Health Box
Houston, Texas

What small businesses can save by switching to Decent

From Aetna

Save 62%

From BlueCross
BlueShield (HMO)

Save 14%

From UnitedHealth

Save 28%

From Humana

Save 35%

* These numbers were pulled by comparing the price of their most affordable, ACA-compliant silver plan pricing per 30-year-old employee compared to ours. Not to brag but ours doesn't have a medical deductible.

Other ways that Decent can help:

HR tools and compliance

Illustration of man standing next and explaining stats on a line chart

Automated payroll solutions

Illustration of man holding gold dollar coin while standing next to a paycheck and large calculator

Get to Know Decent