Introducing the 

Trailblazer plan

Affordable and comprehensive insurance for the self employed in Austin, Texas.

Free access to a members-only primary care clinic 

You'll always see the same doctor. You'll have a relationship, not a transaction.

Take as much time as you need with your doctor. Instead of the standard 8-minute visit, you'll have up to an hour.

Unlimited free visits with your doctor whenever you need to help you stay healthy

Keep your healthcare costs in check with extensive copays before your deductible

Know what you are paying before you get care. No more surprise medical bills.

$50 copay for specialists visits

 Manage your health with copays so you can get the care you need.

$150 copay for Urgent care. If you need to go to urgent care.

No more worries about surprise bills for care.

$1,500 copay for child birth

You're going to be busy. Let's make this simple

$150 copay for specialty drugs. 

When you have a serious medical condition, keep costs in control an easy copay.

Here’s a full comparison between the Trailblazer plan and the next best priced Silver plan in Austin Texas. 

The competition

The Trailblazer Plan

Monthly premium for nonsmokers (age 18-30)

Monthly premium for nonsmokers (age 30-39) 

Monthly premium for nonsmokers (age 40 -64) 

Unlimited primary care visits

24/7 telemedicine access with your primary care provider

Preventative care screenings and procedures

Most anything at all handled by your primary care physician

Individual deductible

Individual out of pocket max

Specialist visits

Generic drugs

Preferred brand drugs

Specialty Drugs


Mental health office visits

Physical, Occupational and Speech Therapy

Emergency room visits

Urgent care

MRIs & Advanced Imaging

Outpatient Facility

Inpatient Hospital 

X-rays & Diagnostic Imaging

$286.12 - $358.59

$358.59 -$402.63




$50 copay

$15 copay

$35 copay

$150 copay

$50 copay

$50 copay

$50 copay

$500 copay

$100 copay after deductible

$150 copay

$500 copy after deductible

$1,500 copay

$50 copay

$357.73 - 438.44

$444.71 - $494.4

$500.74 - $1,175.45

$25 copay

$25 copay



$50 copay

$50 copay

$100 copay

$0 out of pocket max

$50 copay

$50 copay

$50 copay

$0 out of pocket max 

$100 copay

$0 out of pocket max

$0 out of pocket max 

$0 out of pocket max

$0 out of pocket max

Have your doctor in your corner

At Decent, we think your health should be managed by you and your doctor, which is why every single interaction you have with your primary care provider is free. Also, they’ll be on call for you 24/7, acting as your coach and first round of defense should anything happen.


The Trailblazer plan is insurance that’s built to be used, so we decided to make the core part of it free.

Get a quote for a health plan built for your active lifestyle

Team      Press Kit     Providers     FAQ

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Call us at: (512) 643-4173

We are open 9am - 5pm CST, Monday - Friday

1145 W 5th Street, Austin TX 78703